Thomas Byrne serves as general manager of EMEA commercial and mortgage at nCino. In this role, Thomas is responsible for commercial and mortgage strategy and product development across EMEA. He has over 10 years of experience in corporate and consumer banking. Before joining nCino, Thomas worked in relationship management and then delivery at Lloyds Banking Group. During his time there, he managed the implementation of a variety of digital transformation projects, including the implementation of a large-scale CRM system across the commercial bank. Thomas holds a BSc in Political Science and International Relations from the University of Sussex.